Associate Members

	Grant Ary Wells Fargo Bank SBA Lending Work 90 S. Cascade Ave. Colorado Springs, CO 80903 work Work Phone: 719-577-5538work Work Email: INTERNET
Show Bio	Visit Website \| Show Map \|
Biography SBA Business Development Officer For Southern Colorado

	Tim Atwell IBG Business Work 4643 S. Ulster St. #1485 Denver, CO 80237 work Work Phone: 303-758-4000work Work Fax: 303-758-6300workfax Work Email: INTERNET
Show Bio	Visit Website \| Show Map \|
Biography Tim Atwell rejoined IBG in 2015 after previously managing the firm’s business valuation department from 2010 through 2012. He brings more than 12 years of financial industry experience and a strong record of success in the mergers and acquisitions field. As the Managing Associate in IBG’s Denver, Colorado office, Tim’s role is to source, execute, and close transactions involving the sale of private, closely held companies. Having advised companies in a wide range of industries including aerospace, engineering, manufacturing, medical devices, packaging, professional services, and telecommunications, Tim brings diverse experience and a sound M&A background to the IBG team.

	Malcolm Aylett Edward Jones Work 1535 S. Kipling Parkway, Suite L Lakewood, CO 80232 work Work Phone: 720-962-9117work Work Fax: 877-393-6144workfax Work Email: INTERNET
Show Bio	Visit Website \| Show Map \|
Biography As an Edward Jones financial advisor, I believe it’s important to invest my time to understand what you’re working toward before you invest your money. It’s also important to understand the level of risk you’re comfortable accepting when investing so we can balance it with the steps necessary to reach your long-term goals. Whether you’re planning for retirement, saving for college for children or grandchildren, or just trying to protect the financial future of the ones you care for the most, we can work together to develop specific strategies to help you achieve your goals. We can also monitor your progress to help make sure you stay on track or determine if any adjustments need to be made. Throughout it all, we’re dedicated to providing you top-notch client service. But we’re not alone. Thousands of people and advanced technology support our office so we can help ensure you receive the most current and comprehensive guidance. In addition, we welcome the opportunity to work with your attorney, accountant and other trusted professionals to deliver a comprehensive strategy that leverages everyone’s expertise. Working together, we can help you develop a complete, tailored strategy to help you achieve your financial goals.

	Bradley Benson Volant Law LLC Work 333 W. Hampden Ave., Suite 1000 Englewood, CO 80110 work Work Phone: 303-790-8400work Work Email: INTERNET
Show Bio	Visit Website \| Show Map \|
Biography For over 25 years, Bradley K. Benson has represented and counseled business and real estate clients through formation, investment, development, growth and culmination, including strategic sale or acquisition. He specializes in negotiation and documentation of commercial transactions, including related financing. His financing clients include both borrowers and lenders of traditional, securitized, private, mezzanine and venture financing sources. Brad’s transactional representation extends to his clients’ day-to-day operations, including contract review, drafting and negotiation and handling of regulatory matters. Mr. Benson also has substantial litigation experience, advocating on behalf of his clients in courts across the country. Brad is rated AV PREEMINENT, the highest possible rating, by the Martindale Hubbell Peer Review Rating system, indicating his peers rank him at the highest level of professional excellence. Before joining practices with Tobin Kern to form Volant Law LLC, Brad was a partner in several prominent law firms, including Greenberg Traurig, an international firm of over 1800 lawyers, and the Denver firm of Robinson Waters & O’Dorisio. Brad also previously served as in-house counsel for SecurCare Self Storage, Inc., a national self-storage provider, and for Nord Capital Group, a Sellers’ M&A intermediary firm. Brad graduated from Notre Dame Law School, and went on to earn his LL.M in Taxation from the University of Denver Graduate Tax Program. He achieved his undergraduate degree, Cum Laude, from Wheaton College (IL).

	Kristen Burke Izbiky & Associates, Attorneys At Law Work 7400 East Caley Avenue, Suite 300 Centennial, CO 80111 work Work Phone: 303-850-7080work Work Fax: 303-850-7081workfax Work Email: INTERNET
Show Bio	Visit Website \| Show Map \|
Biography Kristen Cunningham Burke provides pragmatic legal advice to help clients accomplish their business objectives. She specializes in business formations; drafting and reviewing contracts, including employment agreements, independent contractor agreements, and commercial leases; negotiating and facilitating the purchase and sale of businesses; counseling clients on how to manage their liability risks; and providing general strategic counsel as companies get started, operate, and grow. Immediately prior to merging with the firm, Kristen was the founder and managing attorney of Bluebird Legal Strategies. There, she advised small-business and non-profit clients, primarily in the outdoor and technology industries, while simultaneously running a small business herself. As a result of this experience, Kristen understands her entrepreneurial clients’ practical concerns and tailors her legal advice accordingly. Prior to founding Bluebird Legal Strategies, Kristen served a two-year term as in-house General Counsel to Chief Justice Nancy Rice of the Colorado Supreme Court. In this role, Kristen worked closely with judges and high-ranking administrators across Colorado to help the Chief Justice make decisions about budgeting, internal rules, risk management, legislative policy, and Judicial Branch operations. This experience taught Kristen how to navigate the myriad legal issues and interpersonal dynamics endemic to evolving negotiations, while keeping her sights set on the ultimate goal of accomplishing the client’s objectives. Kristen received her J.D. from the University of Colorado Law School in 2009. While at CU Law, Kristen served as an editor on the Colorado Natural Resources, Energy, & Environmental Law Review and was the vice president of the Women’s Law Caucus. Prior to earning her J.D., Kristen graduated from Tufts University in Medford, Massachusetts in 2006 with a B.A. in philosophy and political science. Outside of work, Kristen, like many of her fellow Colorado natives, loves to spend time outdoors hiking, skiing, and biking with her family and friends. She also enjoys watching live music, practicing yoga, playing the piano, reading, and snuggling her rescue mutt, Baxter.

	Steve Bush Steven M. Bush, P.C. Work 4 W. Dry Creek Cir. #100 Littleton, CO 80120 work Work Phone: 303-831-1411work Work Fax: 303-831-1511workfax Work Email: INTERNET
Show Bio	Visit Website \| Show Map \|
Biography Steve Bush is an experienced attorney who emphasizes business and corporate law, commercial transactions, employment law, franchises, mergers and acquisitions, and real estate. Steve also helps his individual clients with business succession and exit planning and estate planning. Steve has been quoted in or has written articles for The Colorado Lawyer, The Denver Business Journal, The Boulder County Business Report, and Today’s Restaurant News, and other local and regional publications. Steve is also a frequent speaker at business and professional conventions, trade shows, and seminars. Steve is the author of Introduction to the Exit Transaction, described as “A Step-by-Step Guide to Negotiating, Documenting, and Closing a Sale and Purchase Transaction for the Business Owner or Buyer.” Steve wrote the book to assist both buyers and sellers navigate the complex process of selling a business. Steve graduated from the University of Denver College of Law, where he concentrated in business and real estate law. Steve obtained his undergraduate degree with magna cum laude honors. Steve has practiced law in a variety of settings, including government, private practice, and corporate positions. Immediately prior to opening his current practice, Steve started and operated the Denver “Mr. Handyman” franchise and was awarded the Franchisee of the Year and Top Performer awards for the entire worldwide system. Steve successfully sold the business in 2003, and he now brings his legal and business experience to bear on helping his clients effectively develop and execute plans for their businesses. Steve is a member of the Colorado and Jefferson County Bar Associations. Steve serves on the Board of Directors of the Colorado Association of Business Intermediaries and is a member of the Association for Corporate Growth. Steve has served as Treasurer of the Colorado Public Expenditure Research Council, as an instructor for the National Sports Center for the Disabled, as a counselor for the Small Business Development Center affiliated with the South Metro Denver Chamber of Commerce, and as Chairman of the Black Diamond Ball Committee for the National Sports Center for the Disabled.”

	Dale Clack RION Advisors Work Phone: 303-204-3106work Work Email: INTERNET
Show Bio
Biography Dale Clack has over 30 years of experience creating value for his clients through his considerable financial skills. These include auditing, income taxation, capital budgeting, controllership, forecasting, corporate finance, investment analysis, and business planning. His current emphasis is valuing businesses for purchase or sale, increasing business value, building financial projection models, and helping clients obtain financing for business purchases or expansion. Dale holds the Certified Business Intermediary (“CBI”) designation, a professional certification by the International Business Brokers Association (IBBA), and also is a Fellow of the IBBA. He has a Bachelor’s degree in Accounting from Michigan State University, and holds an MBA in Finance from Golden Gate University in San Francisco. He maintains an inactive CPA license in Michigan. Dale has held an active Colorado real estate broker license for over 20 years. Although he was an active business broker for more than ten years, he does not function in that capacity today. He chooses instead to offer his financial skills to support the purchase, sale, financing, and growth of a business.

	Trevor Crow Crow Legal LLC Work 1801 California St., Suite 2400 Denver, CO 80202 work Work Phone: 720-230-7123work Work Email: INTERNET
Show Bio	Visit Website \| Show Map \|
Biography Trevor Crow advises closely-held entities through the whole business life cycle, including entity selection, formation, equity and debt financing transactions, acquisitions and the eventual transfer or sale of the business. In addition, he counsels business entities and individuals on tax planning related to real estate and other business transactions. Trevor represents entrepreneurs and promoters in organizing entities, including negotiating and documenting corporate, joint venture, partnership, or limited liability company agreements, and preparing buy-sell and shareholder agreements for the owners. He also represents investors in the negotiation and structuring of financing transactions. While in law school, Trevor was the managing editor of The Race to the Bottom, a corporate governance online journal, and he is currently the host of the Colorado Entrepreneur Show.

	Kevin Doyle Wells Fargo Bank SBA Lending Work 66 W. Springer Dr. #210 Highlands Ranch, CO 80129 work Work Phone: 720-348-6492work Work Fax: 720-348-6498workfax Work Email: INTERNET
Show Bio	Visit Website \| Show Map \|
Biography Experienced SBA lender in the Denver metro area. Focused exclusively on SBA real estate and business acquisition lending for the last 13 years. This specialization includes owner-occupied real estate purchases, refinancing, and new construction lending as well as leveraged business acquisition and partner buy out financing. Have originated over $265 million in SBA 7(a) and 504 loans to over 400 Colorado small businesses. Consistently one of the highest producing SBA Business Development Officers at Wells Fargo. Annual loan origination within the top 5% of all BDOs for each of the last 10 years. Also manage the Colorado SBA sales team consisting of 6 Business Development Officers. Wells Fargo is the #1 SBA lender in Colorado and the country. Specialties:SBA 7(a) and SBA 504 lending. Commercial real estate purchases, refinancing, new construction, and business acquisition/partner buyout lending.

	Eric Duncan Moloney Securities Co., Inc. Work 518 17th St. #1215 Denver, CO 80202 work Work Phone: 303-534-6600work Work Fax: 303-534-6602workfax Work Email: INTERNET
Show Bio	Visit Website \| Show Map \|
Biography Eric Duncan is a trusted Financial Advisor providing individualized, tailored solutions for his clients focused on helping them achieve their financial goals. Eric’s talents and energies are centered around investment performance through diligent research and insightful market navigation. He draws on both his formal training as an MBA concentrated in financial analysis and nearly two decades of experience managing clients’ investments. Eric’s solutions include retirement income planning, alternative investments, insurance planning, estate planning and investment management ranging from Individual and Retirement accounts to Trusts, Corporate accounts and 401k plans. Uniquely positioned as a member of the Estate Planning Team, Eric is part of a team of professionals trained in the principles and strategies of business planning and wealth succession planning implementing the Deferred Sales Trust. Estate Planning Team is a professional group of highly trained advisors comprised of tax attorneys, Financial Advisors, brokers and CPAs committed to assisting clients with business transitions. The Deferred Sales Trust is a tax-deferral strategy. Eric helps solve business and estate tax allocation problems by minimizing their potential tax liability, deferring capital gains and utilizing probate avoidance tax solutions.

	Tom Francis MidWestOne Bank Work 1899 Wynkoop, Suite 100 Denver, CO 80202 work Work Phone: 720-739-2292work Work Email: INTERNET
Show Bio	Visit Website \| Show Map \|
Biography Specialties: SBA 7a loans and SBA 504 loans; Owner-user commercial real estate loans (to construct, renovate, refinance, expand, or acquire); Business acquisition financing and partner buyouts; Start-up financing; Franchise financing; Equipment financing; Commercial debt refinance and/or restructure; Business expansion financing; Low down payments; Long term fully amortizing repayment terms; Loans from $350,000-$10,000,000; Fast, accurate, and free loan pre-qualifications.

	Dennis Guse American Business Advisors, Inc. Work 6635 S. Dayton St. Ste. 210 Greenwood Villagew, CO 80111 work Work Phone: 303-335-4218work Work Email: INTERNET
Show Bio	Visit Website \| Show Map \|
Biography Dennis Guse has served in several strategic and financial advisory roles to Fortune 500 and Fortune 1000 companies. As a select participant of the Leadership Excellence through Accelerated Development (LEAD) program at CH2M Hill, he was tasked with managing a special strategic mission project for the CEO. He was instrumental in establishing a Geographical Information Systems (GIS) technology department at The Schwan Food Company to improve decision making and enhance efficient and effective use of resources. Dennis has held various leadership roles in non-profit organizations. Dennis Guse successfully helped found the Students in Free Enterprise (now Enactus) local chapter at Southwest Minnesota State University. He also served as President of the local business club. With a passion for serving, he delights in helping others learn, grow, and realize their potential. He enjoys solving problems and is intrigued by learning new ideas and building relationships with individuals.

	Anna Halaburda Triumph Business Services LLC Work 1776 S. Jackson Street, Suite 1101 Denver, CO 80210 work Work Phone: 303-325-5052work Work Fax: 303-325-3217workfax Work Email: INTERNET
Show Bio	Visit Website \| Show Map \|
Biography Anna graduated from Monmouth University where she earned her BS in Accounting in 1980. She has over thirty years of accounting experience in both the public and private sectors and has served as a Chief Financial Officer, managing partner of a regional CPA firm as well as being the president of the business consulting firm, Little Bear Consulting, Inc., in addition to operating her own accounting firm. In order to better serve her clients, Anna obtained her Life and Health Insurance license in 2009, adding an additional level of knowledge and expertise. Anna has also served on various Boards of Directors of non-profits during her professional career and currently serves as Treasurer on the Board of Directors of the Swallow Hill Music Association in Denver, Colorado.

	Chris Hambor Singular CPA Services, LLC Work 6312 S. Fiddlers Green Cir. #300E Greenwood Village, CO 80111 work Work Phone: 720-550-4424work Work Fax: 720-688-0947workfax Work Email: INTERNET
Show Bio	Visit Website \| Show Map \|
Biography Chris is experienced at providing consultation services to clients in a variety of tax areas including Federal income taxes, state income tax planning, and entity restructuring. He has successfully represented clients in resolving matters related to Federal and state income tax audits. Chris has filed numerous accounting method changes with the IRS that have provided immediate tax benefits for his clients, including the deferral of income for taxpayers previously using incorrect tax accounting methods. He is also responsible for evaluating clients’ personal financial situations and working with attorneys to develop effective estate planning strategies. He specializes in developing tax strategies and improving overall business efficiencies of entities with multi-state operations. He has analyzed state tax statutes to assist clients with compliance and tax planning strategies to address the complexities of dealing with the various state government agencies. Over the past nine years Chris has developed essential expertise in the mortgage banking industry to provide his clients with the highest level of service. He has received the Accredited Mortgage Professional (AMP) designation from the Mortgage Bankers Association and was nominated by his peers in the National Mortgage Professional Magazine as one of the 40 Most Influential Mortgage Professionals under 40.

	Eric Hjalmquist Radius Bank Work 21963 E. Lake Ave. Aurora, CO 80015 work Work Phone: 303-929-4018work Work Email: INTERNET
Show Bio	Visit Website \| Show Map \|
Biography • Experienced professional with a successful career in banking, business development, deal structuring and credit analysis • Excel at interfacing with others at all levels to ensure organizational goals are attained. • Proactive approach has resulted in capturing numerous accounts and expanding client base. • Possess excellent interpersonal, analytical, and organizational skills. • Excel within highly competitive environments where leadership skills are the keys to success.

	Ryan Howell Rubicon Law Group, Ltd. Work 1624 Market St., Suite 202 Denver, CO 80202 work Work Phone: 303-800-9120work Work Fax: 303-536-7787workfax Work Email: INTERNET
Show Bio	Visit Website \| Show Map \|
Biography BIO Prior to Rubicon, Ryan worked on the founding teams of several venture backed startups and as in-house counsel at a venture firm. Frustrated that there weren’t more law firms that understood the needs of nimble, growth-oriented businesses, Ryan founded Rubicon. At Rubicon, Ryan is at his best when working alongside clients to match legal solutions to business strategy and goals. From founding to exit, Ryan provides clients with counsel that is understandable, efficient, and solutions-focused. COMMUNITY Ryan serves as volunteer mentor for the Rocky Mountain MicroFinance Institute and as an area Scoutmaster. Previously, Ryan taught as an adjunct professor at the University of Denver’s Daniels College of Business. EDUCATION Ryan received a BA in International Politics from Brigham Young University, and both a JD and MBA from the University of Denver. Ryan also studied at Peking University. IRL Ryan loves running, reading, and all things technology. He is also the proud father of five daughters.

	Julian Izbiky Izbiky & Associates, Attorneys At Law Work 7400 East Caley Avenue, Suite 300 Centennial, CO 80111 work Work Phone: 303-850-7080work Work Fax: 303-850-7081workfax Work Email: INTERNET
Show Bio	Visit Website \| Show Map \|
Biography In 1988, after years of working at downtown Denver law firms, Julian Izbiky began his own law practice. Although he had no clients at the time, he did have a vision: that people involved in small and mid-sized businesses deserved to be represented by an attorney who would care about them and provide them with the same level of attention and concern that big companies received from lawyers at larger, more expensive, law firms. The difference was that Julian would provide high quality legal services in a more accessible, efficient and cost-effective way. Over the last 23 years Julian has never wavered from that vision and has developed a successful and well-regarded law firm focused on providing exceptional, yet efficient and cost-effective, legal services to his clients.

	Liz Kimmel KeyBank Work 9250 E. Arapahoe Rd. Englewood, CO 80112 work Work Phone: 303-603-7932work Work Fax: 216-370-5900workfax Work Email: INTERNET
Show Bio	Visit Website \| Show Map \|
Biography SBA guaranteed loan programs help with a full range of small business needs for any industry. SBA loans can be used to construct new or purchase existing commercial owner-occupied real estate, to expand or modernize facilities, purchase equipment, finance business acquisitions or start ups, and finance inventory and accounts receivables. SBA loans can help qualified businesses obtain financing even when their collateral may not meet conventional lending standards. Being a Preferred Lender means KeyBank can process and approve SBA loans, expediting the application process. There are several benefits to an SBA loan: Keeps cash in your business Low monthly payments and flexible terms – as long as seven years for working capital, 10 to 15 years for equipment, and up to 25 years for real estate Low down payment required Allows for up to 90% financing for new purchases and offers solutions for financing soft assets such as goodwill Ability to finance closing costs versus paying out of pocket Flexible terms Option for interest-only periods Lines of credit with seven-year commitments – non-SBA lines typically are one year No balloon payments necessary Limited pre-payment penalties Minimal costs Minimal loan packaging and SBA-guaranteed fees No points or origination fees Interest rate caps based on deal size

	James King JPMorgan Chase Bank Work 2696 S. Colorado Blvd. Denver, CO 80222 work Work Phone: 303-244-4164work Work Email: INTERNET
	Visit Website \| Show Map \|

	Jonathan Langer Izbiky & Associates, Attorneys At Law Work 7400 East Caley Avenue, Suite 300 Centennial, CO 80111 work Work Phone: 303-850-7080work Work Fax: 303-850-7081workfax Work Email: INTERNET
Show Bio	Visit Website \| Show Map \|
Biography Jonathan joined Izbiky & Associates in the fall of 2012. He specializes in working with entrepreneurs and established businesses in Colorado on formation, financing, real estate transactions, general contract issues, and purchases and sales of businesses. Before becoming an attorney, Jonathan gained experience in the food industry, real estate, and environmental advocacy. As a teenager, Jonathan worked extensively in his father’s catering business in Denver. After graduating from college, Jonathan joined the Natural Resources Defense Counsel in Livingston, Montana, where he focused on endangered species advocacy, wildland protection, and climate change. When he moved from Montana back to Denver before law school, Jonathan was a real estate broker specializing in downtown residential sales. Jonathan began his legal practice working with the securities, real estate, and transactions teams in the Denver office of BakerHostetler Jonathan attended Williams College (B.A., History and Environmental Studies, 2004, Cum Laude, Honors) and the University of Colorado Law School (2009), where he was an associate editor on the Law Review. Jonathan is a member of the Urban Land Institute, Slow Food Colorado, the Colorado Association of Business Intermediaries, and the American, Colorado, and Denver Bar Associations. In his free time, Jonathan enjoys skiing, biking, gardening, and cooking.